See the month you'll be debt-free. Enter your debts and how much you can pay each month: the spreadsheet compares the snowball and avalanche methods side by side.
What is the difference between the snowball and avalanche methods?
The snowball pays off the smallest debt first for quick wins; the avalanche pays off the highest-interest debt first so you pay less interest. The planner compares both for your own debts.
Does it tell me when I'll be debt-free?
Yes. Enter how much you can pay each month and it shows the month you'll be debt-free and the total interest for each method.
Is there a printable version?
Yes. The PDF has a debt list, a payment log and colour-in progress pages, in A4 and A5.
How do I get my files?
Right after payment, your files are ready to download. Nothing is shipped.
What language are the files in?
Most are in Portuguese. Products in the “English editions” section are fully in English.
Does the Excel file work on Windows, Mac or Google Sheets?
Yes. It works in Excel for Windows and Mac and in Google Sheets. In Numbers the formulas work but the look may change a little.
Can I print more than once?
Yes, as often as you like, for personal or family use. Choose “Actual size” or “100%” when printing.
Can I share or resell the files?
No. Products are for personal use. For a business or school, get in touch.
How can I pay?
By card, Apple Pay, Google Pay and other methods shown at checkout, depending on your device. You pay right here on the site, securely, through Stripe.
Do you issue invoices?
Yes, we issue an invoice for every paid order. If you want your tax number on it, add it at checkout. The invoice is available in your account on crizart.com.
Do you offer refunds?
Yes, if a file doesn't work or isn't as described. Email [email protected] within 14 days of your purchase and we'll fix it or refund you. The legal conformity guarantee for digital content always applies. The 14-day right of withdrawal only ends if you gave express consent to immediate delivery; the details are in our terms of sale.
