Use the full rate you pay (for a tracker, the index plus the margin).

Monthly payment
—
Interest in year 1
Capital repaid in year 1
Total interest
Total paid
If the rate rises 1 point

Repayment mortgage with equal monthly payments and the same rate for the whole term. Doesn't include insurance, fees or buying costs. Not an offer or financial advice. Works with any currency.

Calculator by crizart